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Introduction September was a difficult month for world stock markets. It was one of those rare months when none of the markets we report on managed to gain any ground as fears of a second wave of the Covid-19 pandemic sparked a global sell-off in shares. It was also another month of bickering as tensions […]
The government has confirmed that the minimum age for drawing a personal pension is to rise to 57 in 2028. Savers who pay into a personal pension either directly or through their workplace can currently access their money at 55. However, the government plans to raise the age as a result of increased life expectancy. […]
This article discusses how financial advisers across the nation have adapted to continue to deliver a valuable service at a period of upheaval which hasn’t been seen since the Second World War. Covid-19 has completely changed the way financial planners deliver advice. At the drop of a hat, the industry had to embrace years’ worth […]
Introduction August used to be known as the ‘silly season’ – a phrase coined by the Times in 1861 to describe the lack of news in August and early September when parliament was in recess. Well, there was plenty of news in August 2020. With coronavirus and its effects, the continuing squabbles over Brexit, the […]
There wasn’t just one lockdown – each person had their own unique experience over the three and a half months that were unlike any before. Some were involuntarily forced into months of solitude, while others were holed up in close contact with family members. For some it was a chance to slow down while for […]
We’re familiar with the gender gap in pensions for adults but there is evidence that this actually starts much earlier on. According to data from HMRC, parents and grandparents are more likely to save into a boy’s pension than a girl’s. A Freedom of Information request by Hargreaves Lansdown revealed that 13,000 girls aged 15 […]
Social media and online platforms are full of misinformation and fake news at the best of times so in the midst of a pandemic, the problem only escalates. Conspiracy theories, fake cures and scams abound – myths that 5G causes coronavirus, that COVID-19 is a biochemical weapon released by China, or that drinking bleach can […]
The Covid-19 outbreak has meant that it’s unlikely any of us will be travelling any time soon. However, virtual escapism remains on the cards for anyone with an internet connection. You can now see some of the world’s most amazing travel experiences from the comfort of your chair. Best of all, you don’t even have […]
Introduction Right now, even a week seems a long time in the news agenda. Remembering the end of March, when we wrote our last Market Commentary, feels like looking back into a different era. Reflecting back, how did we leave March? With the US having overtaken China as the country with the most confirmed cases […]
Introduction In March, the coronavirus outbreak seemed to steal all the headlines, giving us almost hourly updates as it transformed our lives, and made the word ‘unprecedented’ feel like an understatement. Inevitably, there has been a serious impact on world stock markets, which have suffered their worst quarter since 1987. The figures that follow will […]