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October Market Commentary

Introduction What goes down immediately comes back up? If only saving and investing were that simple… That’s what happened in September. In August, we reported that almost all the major markets we cover in this Commentary had fallen. The good news last month was that almost all the markets went back up. There were no spectacular rises […]

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Would more people actually like to retire a little later?

This may seem a surprising suggestion. Surely most people are eagerly looking forward to early retirement, not thinking about postponing it? More time to travel the world, spend on the golf course or help out with the grandchildren sounds an enticing prospect rather than more years at work. But times have changed significantly since the […]

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Marshmallows and financial planning

The Stanford marshmallow experiment is one of the most famous pieces of social science research out there. It has arguably influenced the way that many people live their lives, in addition to providing plenty of fun and interest for those with young children who are in the ‘I’ll try this at home’ camp. So what […]

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September Market Commentary

Introduction August is traditionally known as the ‘silly season’. The great and the good are on holiday. Nothing is happening: there are no world events. So the newspapers have to resort to any number of peripheral and not-at-all-serious subjects to fill their columns. Not this year. Most of the headlines in the UK concerned Brexit. […]

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Blockchain: What is it?

If you’ve been following the advance of technology in the financial sector over the past decade, you’ve no doubt heard of blockchain, the record keeping technology which had its first real world application with Bitcoin. It is often described as a “distributed, decentralised, public ledger.” Though there are simpler definitions out there. Importantly, blockchain has been […]

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8 places to visit this Autumn in the UK

With autumn pushing the heat of summer south across the equator, it’s time to strap on your wellies and get ready to kick through piles of fiery leaves. So to celebrate the change of season, here’s our list of places you should visit to make the most of the stunning autumn colours. Isle of Lewis, […]

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August Market Commentary

Gold hit a six-year high as nervous investors looked for alternatives to stock markets. The IMF cut global growth forecasts amid continuing trade tensions. In any normal month these would have been perfectly normal introduction, but July was not a normal month. With Boris Johnson becoming UK Prime Minister and sweeping into 10 Downing Street […]

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How to stay safe online

As we venture further into this new digital age, the security of your personal data grows more and more important. That’s why, for this article, we’ve decided to delve into the world of online security. Below you’ll find a series of strategies that we recommend you employ to protect your presence online… Keep software up […]

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6 UK dining experiences to feed your intrigue

Food is one of the greatest and most diverse pleasures that life has to offer – it can be simple, complex or anything in between. But a dining experience is another thing entirely. And there’s a whole range of different of dining experiences available across the UK. Dine on the water  If the gentle lap […]

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July Market Commentary

Introduction Many of you will know the old stock market adage: ‘Sell in May and go away, and come on back on St. Leger’s Day.’ The theory was that with everyone out of London for the summer season there was little business to be done and the stock market drifted lower. These days, of course, […]

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