Latest News

The unexpected financial influence of “The Bank Of Mum And Dad”

Recently released data suggests that “The Bank Of Mum And Dad” will lend out £5 billion this year to children looking to get on the UK property ladder. Parents will therefore be assisting in financing one in four of all UK mortgage transactions in 2016. The average loan amount will be £17,500, around 7% of […]

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June Market Commentary

May was the month when you could be forgiven that there was only one event in the world that mattered: the continuing debate on the UK’s membership of the EU. But while the claims and counter-claims of Messrs Cameron, Osborne, Johnson and Gove filled the airwaves and dominated the headlines, for the rest of the […]

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What does property look like as an investment after 2016’s changes?

The buy-to-let market has already seen some significant changes in 2016, perhaps most significantly the increase in stamp duty on any property you own other than your primary home. What this means for those looking to invest their money in property is that the market may not offer the same kind of sound investment that […]

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Four new laws and how they’ll change the way you live

2016 has seen a number of new laws introduced by the government, and whilst some were widely reported, others feel conspicuous by their absence in the media. Here are four which could have a major impact on how both you and the British public in general live day to day: Immigration rules for working people […]

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When was the last time your friends and family reviewed their pension?

A survey carried out by YouGov only a few years ago found that over half the respondents who contributed to either a personal or workplace pension scheme had not reviewed their pension in the preceding three years. More worryingly, many of these people admitted that they had never carried out a pension review. If this […]

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What is an offshore fund?

The Panama Papers leak from offshore law firm Mossack Fonseca has thrust offshore funds back into the public spotlight. But whilst the media rails against those revealed to be profiting from such funds, there’s been little discussion of what an offshore fund actually is. As the term suggests, an offshore fund is an investment fund […]

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May Market Commentary

April was the month for stats fanatics… We monitor a dozen world stock markets for this commentary: remarkably, seven of them rose by 1% during April. Brazil and Russia managed rather more noteworthy increases: the Chinese market shuffled off in the opposite direction. But April was a month when events away from the world’s stock […]

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Four European destinations to make your pension go further

If you’re looking for ways to ensure you can enjoy as much of your hard-earned pension as possible when you retire, then moving elsewhere in Europe could be your best bet. The benefits aren’t limited to a different culture to explore and better weather than the UK; all the retirement destinations we discuss below offer […]

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Tax cuts now, payback later – what will the Budget of 2019 look like?

The Chancellor will need to reduce borrowing by £32bn in 2019-20 – the biggest ever annual cash consolidation – in order to meet his Budget surplus target by the end of parliament, according to a new post-Budget briefing report published by the Resolution Foundation. The Foundation’s post-Budget report shows how the Chancellor has chosen to […]

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